My Data Keep
Emergency Data Reserve

Every recharge builds your Emergency Data Reserve

Data, airtime, cable TV, electricity and more — all from one wallet, at fair prices. And you never get caught with zero data again: run out, and you can draw on a reserve your own spending already earned. No application, no credit check.

  • Free to join
  • 0.5% welcome bonus
  • MTN · Glo · Airtel
  • Auto-refund if delivery fails

Today's prices

Live

Cheapest plan on each network. Full catalogue after you sign up.

One wallet, everything you top up

Fund once and spend it across the board — and every purchase, whichever service it is, builds your Emergency Reserve.

Data

MTN · Glo · Airtel

Airtime

Instant top-up

Cable TV

DSTV · GOtv · Startimes

Electricity

Prepaid & postpaid

Recharge Cards

MTN · Glo · Airtel · 9mobile

What makes My Data Keep different

Run out of data? Use your reserve instantly.

Running out of data at 2am, mid-transfer, or on a call that matters is a problem money in your bank account can't always solve fast enough. The Emergency Reserve is data you can take now and settle later.

It's funded entirely by the profit we've already made from your own past purchases — so we're never lending you money we haven't earned, and you're never taking on debt we can't absorb. A 10% access fee applies, shown in full before you confirm, and repay on time and you get a quarter of that fee back as credit.

  • Unlocks automatically — no application or credit check
  • Minimum ₦500, capped at what your loyalty has earned
  • Restored from your next top-up, before anything else

Trust tiers

The longer you buy, the larger the reserve you unlock.

Bronze

Reserve unlocked

3+ purchases · 7+ days

Silver

Bigger reserve

8+ purchases · 21+ days

Gold

Biggest reserve

20+ purchases · 45+ days

The more you buy, the bigger your reserve becomes.

New customers

Start with a 0.5% welcome bonus

Your very first wallet funding earns a 0.5% bonus on top of what you put in, credited automatically the moment the payment confirms. No code to enter and nothing to claim.

One per customer, on your first funding only. It's spendable credit, separate from your Emergency Reserve — and it isn't paid on a payment that fails, is cancelled or is reversed.

What you'd get

Fund ₦500.00+₦2.50
Fund ₦1,000.00+₦5.00
Fund ₦2,000.00+₦10.00
Fund ₦5,000.00+₦25.00
Fund ₦10,000.00+₦50.00

A 2% service fee applies to wallet funding, shown in full before you pay.

Three steps. That's it.

No paperwork, no waiting for approval, no one reviewing your account.

1

Fund your wallet

Top up securely with Paystack and your first funding earns a 0.5% welcome bonus. You see exactly what lands in your wallet before you pay.

2

Buy instantly

Data, airtime, TV, electricity and recharge-card PINs — for you or anyone you've saved. We check the account before you pay.

3

Your reserve grows

Every purchase builds trust. Hit the thresholds and your reserve unlocks on its own.

Earn ₦100 for every friend you bring

Share your referral code. Once someone who joins with it has bought ₦5,000 of data in total, ₦100 lands in your wallet.

Questions

What is the Emergency Data Reserve?+

A safety net you build by buying normally. Once you qualify, you can take data on credit up to a limit funded by the profit we've already made from your past purchases — so you're never borrowing money we haven't already earned. A 10% access fee applies, shown before you confirm, and the amount is restored from your next wallet top-up.

Do I need to apply for the reserve?+

No. It unlocks automatically once you meet the requirements — at least 3 purchases and 7 days on the platform for Bronze. There's no form, no credit check, and no one reviewing your account.

How does the welcome bonus work?+

Your first wallet funding earns a 0.5% bonus on the amount you fund, credited automatically once the payment confirms. It's one per customer, on the first qualifying funding only. It's ordinary spendable credit — separate from your Emergency Reserve, and it isn't paid on a payment that fails, is cancelled or is reversed.

What does it cost to add money to my wallet?+

A 2% service fee on top-ups, which covers what our payment processor charges us. It's taken once when you fund — buying costs nothing extra beyond the price shown.

What can I buy?+

Data and airtime on MTN, Glo, Airtel and 9mobile; DSTV, GOtv and Startimes subscriptions; electricity for every major disco; and recharge-card PINs. All from the same wallet, and all of it builds your Emergency Reserve.

Can I buy for someone else?+

Yes. Save people as beneficiaries — Mum's MTN, your Glo line — or send to any number as a one-off. Loyalty still accrues to your account whichever number you top up.

What happens if my order doesn't arrive?+

Your wallet is refunded automatically, in full, and we email you to confirm. You're never left chasing us for money on a delivery that failed.

How do referrals work?+

Share your referral code. Once someone who signs up with it has bought ₦5,000 of data in total — however many purchases that takes — you earn ₦100 straight into your wallet. One reward per person you invite.

Get instant data + build your reserve

It takes a minute to sign up, your first funding earns a 0.5% bonus, and your first purchase already counts towards unlocking your reserve.